Heidi Hayward Urish, CMP

Southeast Regional Manager / Mortgage Loan Originator

919.573.1890 or 802.652.0163


NMLS #: 92061

Although a Vermont native, Heidi is currently leading our Raleigh, North Carolina office as our Southeast Regional Manager and Mortgage Loan Originator.

Heidi has been in mortgage lending since 1991. In 1995, Heidi was the founding loan officer of Spruce Mortgage. Since that time, she has been one of the top producers at Spruce. She has a dedication to customer education and satisfaction which guarantees a smooth transaction from beginning to end.

Heidi is Past President of the Board of the Vermont Mortgage Bankers Association and was appointed by the Governor to serve on the Vermont Board of Real Estate Appraisers. Heidi has received her Certified Mortgage Professional designation via the Vermont Mortgage Bankers Association.

As of the summer of 2014, Heidi has relocated to Raleigh, North Carolina with her husband and three daughters.

While Heidi is a North Carolina resident now, she still supports the following local, non-profit organizations back in her home state of Vermont:

  • Community Health Center of Burlington
  • Flynn Center for Performing Arts
  • Girls on the Run
  • Lane Series
  • Lund Family Center
  • Discover Jazz Festival
  • Stern Center for Language and Learning

Heidi and the Spruce team are committed to providing you with value, exceptional service, innovative solutions, and access to the best mortgage rates and programs available.

Contact Heidi today.