Eugene Richards IV

Loan Officer


NMLS #: 375624

Eugene was born and raised in Burlington, VT. He graduated from Champlain College in 2009 with a Bachelor’s degree in Business. Eugene’s background includes roles of Property Manager, Project Manager with Three Four Builders, Realtor, and Real Estate Investor.

Eugene takes great pride in providing clients with exceptional service and finding innovative solutions to meet their needs. Whether you are buying your first home, purchasing a second home or investment property, or refinancing, Eugene will help you every step of the way. Eugene is a licensed mortgage originator (NMLS: 375624) in Vermont, North Carolina, and Florida.

Outside of the office, Eugene can be found out on the golf course, boating on Lake Champlain, and spending time with family and friends.

Eugene and the Spruce team are committed to providing you with value, exceptional service, innovative solutions, and access to the best mortgage rates and programs available.

Contact Eugene today.