USDA Rural Development Loans

USDA loans are specifically for rural homeowners and homebuyers.

Our USDA Rural Development [RD] Loan Program:

  • is guaranteed by the United States Department of Agriculture
  • offers 100% financing available with low monthly mortgage insurance
  • income and town restrictions apply
  • typically offers lower interest rates and lower closing costs compared to conventional loans

To apply for USDA Rural Development Loans or to find out if you qualify, contact Spruce Mortgage today.

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