Conventional Loans

A conventional loan is a mortgage loan that has a fixed interest rate that? follows the lending rules set by the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac).

With conventional fixed rate loans:

  • The most common mortgage loan terms are 30 and 15 years, though other terms are available
  • The interest rate remains the same over the life of the mortgage
  • Your monthly principal and interest payments will not change over the life of the loan
  • Low down payment options are available

To apply for a conventional fixed rate mortgage loan or to get additional information about VT home loans, please contact us.

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