Adjustable Rate Mortgages (ARM)

An adjustable-rate mortgage (ARM) is a mortgage loan with an interest rate that can adjusted periodically with the markets.

An adjustable rate mortgage or ARM:

  • is a 30-year loan that has an initial “fixed” period of 3, 5, 7, or 10 years, during which time the interest rate does not change
  • offers rates that adjust periodically with the market after initial fixed period is over
  • offers an initial rate that is typically lower than a conventional fixed rate product

To apply for an adjustable rate mortgage (ARM) or to get additional information about adjustable rate mortgage loans, please contact us.

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