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Start your application process below.


Express Application

This application requests the minimum amount of information that is necessary to get you started with the mortgage process. Contact one of our loan officers if you have any questions about what to fill out.


Full Application

This Spruce Mortgage loan application contains all of the information that will be necessary to process your loan. Contact one of our loan officers if you have any questions about what to fill out. Call us with any question you may have at 802.863.8816, or email us at spruce@www.xuanmeizi.cn.


Learn more about what mortgage program is best for you, and use our mortgage calculators here.

For a PDF of our loan application, click here.

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